I provide creative real estate services to help my clients find the best deal and a happy place to live a happy life.

Special Buyer Programs

AmeriDream California  

California Housing Finance Agency  California Housing Finance Agency offers below-market interest rates on first mortgages and down-payment assistance through specific lenders. Information (916) 322-3991.

CalHFA  HiCAP Loans-$25,000 dererred repayment loans-CHAP-Loans, Extra Credit Teachers Home- Purchase Program-Multifamily and Mortgage-Insurance Programs - 916-322-3991

City of Campbell Campbell Redevelopment Agency City Hall - Lower Level
70 North First Street, Campbell, California 95008 at 408.866.2137

City of Cupertino

Cupertino & West Valley Community Services

Los Gatos Los Gatos Housing Program

City of Mountain View  

City of San Jose-Dept of Housing View and Print the First Time Homebuyer Quick Reference Guide from the  City of San Jose - Department of Housing

City of Santa Clara Obtain information about the City of Santa Clara's First Time Homebuyer Financing Program  

Fannie Mae and Freddie Mac

HomeBricks HomeBricks helps catalog below-market-rate homes for sale for moderate and low-income buyers. Information: (510) 588-5152.

Housing Clearinghouse The Housing clearinghouse has more than 200 programs directed towards housing needs. Web site sponsored by HUD and provides information on a variety of first time home buyers programs.

Housing Trust of Santa Clara County The Housing Trust of Santa Clara County has several housing programs. It offers a loan program of as much as $6,500 to cover closing costs or a down payment for low-income buyers.

Proposition 46 Programs California Housing and Development Department's Proposition 46 programs list.

Teacher Homebuyer Program Teacher Homebuyer Program for full-time teachers in San Jose schools offers no-interest, no-payment loans. Go to or (408) 277-8486 or (408) 277-2266.